Insurance -Medicaid, Medicare & Private Pay

Private Pay Insurance

DCRNC accepts residents who pay directly for their care or who supplement their financial obligation with a private insurance policy.

Medicaid

The Illinois Medicaid program may be available to individuals who require financial assistance. The local offices of Health & Family Services administers the Illinois Medicaid program located at:
- Illinois Department of Human Services
  1629 Afton Road
  Sycamore, IL 60178
  PHONE: 815-895-8667
  FAX- 815-895-8679
DCRNC’s Social Services Department is knowledgeable about the Medicaid eligibility procedures and can guide you through the process.

For more information check out: www.medicare.gov/ (follow menu for Medicaid)

Medicare Parts A & B

Medicare A covers acute care (e.g., hospital stays) and, if certain qualifying conditions are met, up to 100 days in a skilled facility. In long-term care, the Part A benefit usually means intensive rehabilitation service to speed recovery.
Medicare B usually covers outpatient visits (such as physician visits, diagnostic tests, therapy sessions). Part B benefits do not apply when a Medicare beneficiary is in a covered Part A stay.

For more information check out these resources:

Medicare D is Medicare’s prescription drug coverage program.

This program became effective January 1, 2006. Those eligible for Medicare are also eligible to participate in the Part D program. Participants may chose a plan, all of which are run by private companies. There are premiums and other participation requirements, but the intent of the program was cost savings to consumers for prescription drugs.
The facility utilizes Omnicare of Northern Illinois as its pharmacy provider. Omnicare honors most prescription drug plans approved by Medicare D. If a resident is enrolled in a plan that is not honored by Omnicare, Medicare D allows for a change to a plan that is. Our facility utilizes only one pharmacy so there is a uniform dispensing system in place. This provides the safest, most cost effective method of medication administration.

For more information check out these links: