Insurance -Medicaid, Medicare & Private Pay
Private Pay Insurance
- DCRNC accepts residents who pay directly for their care or who supplement their financial obligation with a private insurance policy.
Medicaid
- The Illinois Medicaid program may be available to individuals who require financial assistance. The local offices of Health & Family Services administers the Illinois Medicaid program located at:
- Illinois Department of Human Services
1629 Afton Road
Sycamore, IL 60178
PHONE: 815-895-8667
FAX- 815-895-8679
- Illinois Department of Human Services
- DCRNC’s Social Services Department is knowledgeable about the Medicaid eligibility procedures and can guide you through the process.
For more information check out: www.medicare.gov/ (follow menu for Medicaid)
Medicare Parts A & B
- Medicare A covers acute care (e.g., hospital stays) and, if certain qualifying conditions are met, up to 100 days in a skilled facility. In long-term care, the Part A benefit usually means intensive rehabilitation service to speed recovery.
- Medicare B usually covers outpatient visits (such as physician visits, diagnostic tests, therapy sessions). Part B benefits do not apply when a Medicare beneficiary is in a covered Part A stay.
For more information check out these resources:
- https://www.medicare.gov (to download booklet)
Medicare D is Medicare’s prescription drug coverage program.
- This program became effective January 1, 2006. Those eligible for Medicare are also eligible to participate in the Part D program. Participants may chose a plan, all of which are run by private companies. There are premiums and other participation requirements, but the intent of the program was cost savings to consumers for prescription drugs.
- The facility utilizes Omnicare of Northern Illinois as its pharmacy provider. Omnicare honors most prescription drug plans approved by Medicare D. If a resident is enrolled in a plan that is not honored by Omnicare, Medicare D allows for a change to a plan that is. Our facility utilizes only one pharmacy so there is a uniform dispensing system in place. This provides the safest, most cost effective method of medication administration.
For more information check out these links: