SBA Disaster Assistance Available Following Severe Storms and Flooding
August 10th, 2026
The U.S. Small Business Administration (SBA) has approved a disaster declaration for the severe storms and flooding that impacted six counties in northeastern Illinois from July 2–4, 2026. The declaration allows homeowners, renters, businesses, and certain nonprofit organizations to apply for low-interest disaster loans to help cover eligible damage and losses not covered by insurance.
DeKalb County is among the counties included in the disaster declaration. Residents and businesses in contiguous counties — Cook, DuPage, Kane, Kendall, and McHenry — are also eligible for SBA disaster assistance.
Three Disaster Loan Outreach Centers (DLOCs) have been established to assist residents and businesses. SBA customer service representatives will be available at each center to answer questions, explain the application process, and assist applicants with completing their applications. Walk-ins are welcome.
Eligible residents and business owners may visit any DLOC, regardless of where they live.
Disaster Loan Outreach Centers
Prisco Center – August 10 – 22
150 W. Illinois Ave.
Aurora, IL
Hours:
Monday–Friday: 9 a.m. to 7 p.m.
Saturday: 9 a.m. to 2 p.m.
Sunday: Closed
Elgin Township Building – August 17 – September 1
729 S. McLean Blvd.
Elgin, IL
Hours:
Monday–Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 2 p.m.
Sunday: Closed
Hinckley Community Building – August 24 – September 5
120 Maple Street
Hinckley, IL 60520
Hours:
Monday–Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 2 p.m.
Sunday: Closed
Available SBA Assistance
Homeowners may apply for up to $500,000 in low-interest SBA disaster loans to repair or replace damaged or destroyed real estate. Homeowners and renters may apply for up to $100,000 to repair or replace damaged or destroyed personal property.
Businesses and certain nonprofit organizations may borrow up to $2 million for physical damages. Applicants may also qualify for Economic Injury Disaster Loans (EIDL) to help address financial losses resulting from the disaster.
Applications can be submitted online through the SBA at sba.gov/disaster. Applicants may also contact the SBA Customer Service Center at (800) 659-2955 or by email at disastercustomerservice@sba.gov. Individuals who are deaf, hard of hearing, or have a speech disability may dial 7-1-1 for relay services.
Important Application Deadlines
- Physical Damage: October 5, 2026
- Economic Injury: May 5, 2027
Residents and businesses affected by the July 2–4, 2026 severe storms and flooding are encouraged to review their eligibility and apply for assistance before the applicable deadline.
Link to Disaster Loan Fact Sheet